
Last years, the financial sector is undergoing drastic changes that are reflected in a number of fundamental business and development trends
Significant advances in communication and information technology accelerated and expanded the distribution of financial information and financial services, resulting in the need for complex data analysis.
The main incentive to change is to increase competition in a wide range of domestic and foreign institutions providing banking and related financial services.
ROLE OF BI AND GIS TECHNOLOGIES IN DIFFICULT FUNCTIONAL AREAS OF BANKING
Deciding on the number and location of ATMs and outlets
Without GIS database:
Classical Asset Analysis by Parameters:
- distance from the main road, the size of the parcel, the actual owner check, etc.
- Exclusively on the spot or in contact with the third party
- It takes a lot of time
- poses a risk
Using a GIS database can be done
- Perform spatial analysis with just one click on your computer
- Calculate the surface or distance from the main road without leaving the terrain
- Calculate the value of land in the area by analyzing the surrounding area
- Creating a central database system to prevent double credit processing if the request relates to the same property
- It is possible to significantly reduce the time from application to realization, …

Deciding on the number and location of ATMs and outlets
Bank interests:
- Ensure a qualified network of ATMs and branch offices in a given area
- concentration of commercial use of land,
- concentration of debit / credit card holder
- Arrangement of ATMs and outlets,
- customer concentration, frequency of card payments, …
Using GIS tools:
- Finding the optimal position of ATMs
- Finding the optimal position of the branch office
- Defining factors / criteria relevant to business
- ATM and branch security

Deciding on the potential locations of new investment banks for a bank or investor
The Bank can also make decisions to find or identify potential new locations for new investments through GIS.
Using standard maps and spatial plans, they can only analyze areas with potential for economic growth and an existing model of development, and make decisions on whether to invest in the area.

Deciding on the potential locations of new investment banks for a bank or investor
The Bank can also make decisions to find or identify potential new locations for new investments through GIS.
Using standard maps and spatial plans, they can only analyze areas with potential for economic growth and an existing model of development, and make decisions on whether to invest in the area.